Credit cards are an important financial tool for people in all different personal circumstances. Families often require credit cards to cover unexpected expenses, ranging from a large deductible when their middle schooler breaks their leg at a basketball game to a...
Debt
How can bankruptcy affect the health of a female filer?
There is definitely a trade-off when filing for personal bankruptcy that people have to consider very carefully. They will derive protection from debt collection activity and potentially discharge some of what they owe, but there will be a cost. Not only does someone...
Suggestions While Facing Income Loss Due to the Coronavirus
The following is a list of suggestions for individuals who are now facing income loss and reductions due to the Coronavirus: 1. Look at your budget. When there is an income interruption it is inevitable that your spending will have to adjust. The priorities should...
Filing a proof of claim
If you live in New Jersey and are owed a debt, but the person who owes you money has filed for bankruptcy, you may be wondering what you can do to collect payment. Once you receive notice that a debtor has filed bankruptcy, you are no longer allowed to contact them...